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This is true except for the fact that you have taken possession of the items in your shopping cart and owe a dept to the store for their value. You have also taken possession of the meal you just ate with the implied promise that you will pay the debt of the value of the meal once you have consumed it. This is why it isn’t the same for online shopping.

This is true except for the fact that you have taken possession of the items in your shopping cart and owe a dept to the store for their value.

The things in your cart aren’t yours, they still belong to the store. If the store refuses your cash, you have to leave the stuff in your cart behind (unless you’re a walmart shoplifter and roll out without paying).

Now, the meal you’ve eaten at the restaurant might well be different. You’ve eaten the meal and do, in fact, owe a debt to the restaurant. “All debts, public and private...” it says on FR Notes. So they have to take the cash. I believe that if they refuse the cash, the debt is cancelled. (But I don’t know that for sure).