I am 55 but in my 40’s after busting my hump in sales and making good money, accumulating the toys and 5000 square foot house, vacation home, etc I realized this was nonsense and scaled back and rekindled my love of Catholicism and the Latin Mass and focused on my wonderful wife and children. That was my wake up call or mid life crisis.
That’s what I’m thinking of - pay off the last of the home loan and then scale it down. And focus on the Church