“Take the money! Anyone who Waits for 8 years without an ironclad guarantee from God that they’re going to live to make up what they will have lost if they died the day before the 70th birthday is nuts.”
EXACTLY! My husband retired at 62 and died 2 years later. I’m glad he had two work-free years and was able to enjoy it. He worked and paid into SS from the time he was 16, as did I. I hope I live to 90+ to receive what we both should have gotten.
I’m not commenting on your husband, but obesity and death before 50 will save social security