cash is best
Being at the grocery store behind someone with a card is worse than if they were writing a check. They slide the card in the wrong way. They then slide it in the right way, but are not gifted enough to have it read until the third or forth try. Next they can’t get the pin in correctly. If they use a chip reader, they pull it out too quickly or don’t get it pushed in properly. My wife and I take cash from the bank each week for household expenses.