Exactly so.
Our BCBS policy last year had a $7000 deductible with $14000 max per family.
No doctor’s office visits or prescriptions covered, or co-pays, just 100% my cost.
We paid nearly $12,000 in premiums PLUS government subsidy on top of that.
Went to emergency room in early December, they paid ZILCH, ZIP, ZERO, NADA.
Then they had the nerve to demand even higher premiums this year!
I said NFW. Cancelled and now have no insurance. Will take the money we would have paid in useless premiums and put it in the bank for use when needed.........................SCREW THE WHOLE DAMN BUNCH OF SOB’S!..............
We paid nearly $12,000 in premiums PLUS government subsidy on top of that.
That is totally insane and screwed up. Just think if you could have cut out insurance premiums, you could have afforded your own office visits and still had money left over to go on vacation.