The lottery is the Euromillions. No taxes on it in Britain.
Invest it in index funds and take out 4% per year to live on. $50,000 a year is plenty to live on and you still have the principle.
The average family income in Britain is $33,000.
If she wants more money per year, work at something.
The world would be her oyster because she would be financially independent.
The problem is she has been brainwashed to think that expensive toys and expensive vacations will make her happy, when they have little positive effect and some negative effects.
No mention of family in the article. If she had responsible parents or other relatives they might have counseled her to do as you suggest and turn her winnings into a kind of annuity. This way she’ll probably run through it all in a couple of years and end up poorer than before.
For someone with the money, just buying a reasonably priced home for cash is one of the best investments going.
Instead of paying $10K to $12K or more every year in rent you put most of that in your pocket.
That makes it like tax free income as compared to making the same amount as taxable income from most investments.
Great experiences. Met a lot of fantastic people, saw things that I'll likely never see again.
But I'm dubious if she travelled the same way. Big difference between 5-star hotels on a 4-star tour, and the Mexican equivalent of "Motel 6" in some Latin backwater.