That sounds an awful like we're at the brink of final stage failure needing only a final shove of enough water. I suppose technically, we're not into the final stage until the actual physical failure has begun - ie. the "domino affect" has begun that can't be stopped.
If I were living in Oroville and were following your and the NBC analysis here, I would have figured out a way to move even knowing that selling my house might be impossible - I'd be potentially saving our lives.
I'd move and rent or something until either the dam broke and hopefully insurance would cover the house or somehow this thing were fixed over the next year(s) in time to move back. I think I'd have ground for a suit to cover the expenses.
I would think a lot of people would be doing this right now.