If you want the cost of health care to come down, you don’t need insurance reform, you need tort reform.
You need both.
Plus, you need some sort of limit on what the public pays for in the way of medical procedures for those who can’t afford to pay for it themselves. A good criteria, IMHO, would be “life, limb, eyesight.”
Absolutely. Loser pays. False claims to be met with prison time.
tort reform is only a small piece of the puzzle (less than 5%). We simply need to enforce anti-trust laws including pricing transparency, re-importation, etc
Tort reform has been enacted in about half the states. And in not a single one of them has there been any evidence that it has reduced healthcare premiums. Malpractice insurance premiums, yes. But not healthcare.
Actually, you need both. If health insurance only covered catastrophic events, surgeries, and some extremely expensive drugs, health care and pharmaceutical costs would drop. If doctor visits were paid strictly by the patient, the cost of them would plummet. Market forces would be in play. Basic drug prices would follow suit. 3rd party payment for everything medical drives up prices enormously.
This IS the ONE thing that MUST BE CHANGED!!! Tort reform is VITAL in ensuring that a free market system works!!! Mistakes are made in EVERY walk of life and business and WE have become a society of law suits!!!! If our medical system were turned over to the government would the people be able to sue the government NO...... Dr. malpractice insurance IS out of control!!!!!