The political reality is that you will never get enough public support to allow insurance companies to go back to denying coverage for pre-existing conditions.
We have to live in a world of political realities and not an “ideal plane”. And the political realities are that this is DOA with voting public.
” ... you will never get enough public support to allow insurance companies to go back to denying coverage for pre-existing conditions.”
Put people with serious pre-existing conditions into a high-risk pool like we do with drivers who have “pre-existing” conditions such as excessive traffic tickets and motor vehicle accidents. Any subsidies deemed necessary for the high premiums for such coverage can be paid indirectly by healthy insureds (the auto insurance model) or directly by taxpayers (the Obamacare model). Just leave the rest of us able to buy the insurance coverage we think is appropriate, including a low-premium/high-deductible catastrophic-care option.