True, but not the whole story. I have friends who immigrated from communist Hungary during the Cold War. They had friends who also immigrated from Hungary during that time, but willingly went back to live in the Soviet client state. The knowledge that there was a possibility of being unemployed, and thereby impoverished, in the free world stressed them out so much they returned to communism. If you had never known anything but communism, freedom to fail might look unacceptable. Some slaves cherish their chains.
Your #16 and #18 both true.
A fact I lament every April 15th.