[RummyChick]

Btw, claiming one person’s experience in dealing with debit collection in a court case is just how it is everywhere..is not correct whatsover.

It depends on your circuit..and the day of the month and what has just come down within the court system.

For example

http://www.hutchenslawfirm.com/blog/creditors-rights/fifth-circuit-adds-circuit-split-offer-settle-debt-without-disclosing-it-time

A time barred debt can still be collected. (but you don’t have to pay it if you know that it is time barred). Just how the Junk Buyer can do it will depend on your Circuit.

[RummyChick]

Paul Ryan’s state just had a Republican Governor open the doors to Zombie Debt

http://wisconsinwatch.org/2016/04/controversial-debt-buyers-get-a-break-under-new-wisconsin-law/

“Born said in a press release after the Assembly passed his bill in November that the legislation “closes a loophole that has been exploited by bad actors to avoid paying debts.”