One more thing on junk debt. That are rules in place whereby the original lender must charge off your account after a certain amount of time. Depends on the type of lender we are talking about but this is a general rule.
So even if you want to pay the original lender - you can’t. They most likely sold that charged off debt and will refer you to the junk debt collector.
So even if you want to pay the original lender - you can’t. They most likely sold that charged off debt and will refer you to the junk debt collector.
*******************
Logically you cannot buy something that has been legally declared to have a “$0.00” value and them claim that it has a value greater than $0.00 “just because” , you knew what you are buying and since the actual supporting documents are never conveyed you are buying a list of names and numbers that is unenforceable if challenged... it is a business based wholly on coercion and fraudulent misrepresentation and fraud lawsuits where there is no actual harm to the plaintiff and no valid documentary evidence to back their claims.