I am a committed cyclist; a cycle-commuter, and I have studied the statistics exhaustively.
I can tell you that as cyclist you are 5 to 6 times MORE likely to be killed, per mile, than motorist.....
BUT
If you commit to
a) not do anything stupid or illegal, and
b) AVOID DRUNK DRIVERS
you are SAFER than a motorist, per mile.
Excellent advice. “Avoid stupid decisions, illegal actions and drunk drivers.”
I have cycled regularly in San Francisco, Rome and Los Angeles. Romans are the best drivers for avoiding cyclists, since they deal with scooters. San Franciscans have friendly bus drivers and skillful taxi drivers avoiding cyclists. But Los Angeles has big trucks and fast sports cars zipping by cyclists which is dangerous.
In summary, please cycle regularly for fitness and savings. Please cycle with on quiet, well-lit streets with full lights on bike and reflective clothes. Avoid busy highways, dark streets and bad neighborhoods. Gangsters in Oakland and McArthur Park will gang up on you and block your freedom. Cycling at night in Central Park in NYC seems foolish.