Those are the only two things my 401k allows unless I pull everything out and pay a huge tax bill. Then what do I do with it? I am moving more into bonds as time goes on.
No money-market option? (and yes, I know they pay squat but better than losing your shirt).
Bond king, Bill Gross, says to get out of bonds.
https://next.ft.com/content/995da266-2e62-11e6-bf8d-26294ad519fc
But if you really want to get into bonds be my guest.
Carl Icahn says the markets are way over priced.
http://www.cnbc.com/2016/04/28/icahn-markets-will-have-a-day-of-reckoning.html