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To: southernindymom

“The only good thing I see was preexisting conditions. That’s it.”

If I understand you you are saying that the requirement to issue insurance to people to cover preexisting conditions is the only good thing about “Obamacare”. Actually that is one of the worst if not THE single worst thing about it.


43 posted on 07/21/2016 6:44:30 PM PDT by RipSawyer (Racism is racism, regardless of the race of the racist.)
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To: RipSawyer; southernindymom

I have a long-term condition which is not curable (at least yet).

I have had continuous health insurance through either employers or private plans (since 2012).

Up until the change in the law with Obamacare, it was possible that I could have had my condition excluded from coverage when I signed up for a new policy. Employer-based policies typically don’t because of the group insurance nature of the beast. Private policies commonly did.

IMO, “preexisting conditions” should be required to be covered if the individual has maintained insurance throughout. They may be subject to higher premiums, because they do represent higher payouts.

The former “high risk pools” (state issued insurance, generally) used prior to Obamacare were obscenely expensive and covered very little.

Having said all that, I want to see Obamacare repealed in its entirety, with accompanying reforms in medical tort law (and especially in lawyer culpability for frivolous cases), plus recognition for continuity of coverage - if people are being responsible and paying for insurance, they shouldn’t be punished for switching jobs or insurance carriers.

IMHO.


56 posted on 07/22/2016 5:35:38 AM PDT by MortMan (Let's call the push for amnesty what it is: Pedrophilia.)
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