[GOPJ]

Major reason poor people are poor is a need for immediate gratification... In the short term payday lenders make things ‘easy’ - - in the long term they destroy lives. (And NO, most of this stuff is NOT medical emergencies or some other ‘nice’ sounding excuse.)

[dfwgator]

That’s why if you magically transferred all the money from the rich to the poor, the rich would get it all back within a year.