I am sure that coupling health insurance to employment doesn’t help with that either.
That is just one item that the public is aware of. Try looking at Workmen’s Comp rates. So much fraud for so many long years that those rates have gone thru the roof.
For years in Calif, no employer’s WC insurance company would fight the claim in court with the price of attorneys. Now—a lifetime of payments for a claim that was granted that was fake. NOW-—too late, they are fighting claims. Damages donw.
Want to get a new roof on your house? The WC insurance premium for a roofing company I used to do bookkeeping for in the early 1990’s had a WC premium rate of 105% of the GRO
SS wages.
For every $100 gross paid to a worker, the WC insurance premium was $105. Now you know why your roof is so expensive.