“I don’t expect Hillary to be indicted.”
I agree. But I think there’s one exception, namely, if Hillary sinks so badly that she’s obviously gonna get slaughtered by Trump and refuses to bow out before the Dem convention, then Obama will make sure she’s indicted to get her off the stage. (More likely, however, the THREAT of indictment along with the carrot of a pardon should be enough for her to bow out for “health” reasons.)
I have no doubt Hillary will get a phone call via an intermediary passing on the decision/threat. The pardon will clinch the deal.