My take was the middle class was subject to the deductible increases and the savings in costs from these deductibles were to be used to provide coverage to the low/no income class. Effectively, another way to penalize those who work and subsidize those who don’t.
Yes, I think that what you said is correct. And I suppose for those who get it “free” with minimal out-of-pocket, they are driving up the claims with their ER visits for a skinned knee, etc.
Yup, key word has always been subsidies.