I don’t know how they are losing money. The vast chunk of people are paying huge premiums and never using one dollar of their money with massive deductibles.
Half the population doesn’t pay a dime, that’s how.
“”The vast chunk of people are paying huge premiums and never using one dollar of their money with massive deductibles.””
That is the horror story that I hear. Our daughter and SIL don’t get to submit claims until just short of the year end...