Yes, except breaking a cheap fishing rod isn’t the same as joining a class action suit to sue a fraudulent insurance company, after you lost your house to pay medical bills.
I think a little consumer protection is a good thing.
Having seen the evidence, I also changed my mind about benefit mandates compared to cafeteria-coverage. Most of them cost peanuts in the big picture except for mental health and chiropractic care. They are expensive, but you should be able to have them added on.
The benefit mandates help policies cross-subsidize each other within the risk pool, and added only about 1.5% to a stripped-down policy. Additionally, it got rid of so much paperwork and bureaucratic overhead generated by the no-two-alike policy writing....just one basic package.
You may say “every percent counts” but when we are talking about the 150 to 200% premium increases being forced by Obama/HitlaryCare....it’s really nothing.
I get it I get it. But have you ever seen just a little govt. interference in anything?