http://www.freerepublic.com/focus/f-chat/3393119/posts
I do not begrudge my local dealer his premium. I want him to make money. I want him to stay in business. I would encourage everyone to buy and sell from their local dealer. I want silver to become more common to settle accounts.
Another advantage of silver coins, at least where I buy them. It is a cash transaction. No records, no taxes, no ID required, no limits, cash and carry.