Funny you should say that about Sears credit. Same here. I graduated in June 1973 and took a field service job in the energy industry. Went to Sears to buy a LOT of tools and tried to open a charge account. I had a pretty good credit record at the time because of a used motorcycle purchase. They turned me down cold. After my income went up, they came begging to me year after year to take their credit card. I immensely enjoyed telling them to F off because they had failed me when I needed them. To this day, I’ve NEVER had a Sears credit card.
They do make some of the best garden hoses available, however.
I had a card around that time. When I relocated from Chicago to Tacoma WA they had to ‘transfer my account’ from one region to another. When they did that they vacuumed up all the bad accounts of people with my name across the country. I suddenly owed hundreds of dollars more.
I’ve been in Sears about 4-5 times since then.
“They do make some of the best garden hoses available, however.”
If Sears goes under I’m screwed: won’t be able to replace my lifetime-warranty Craftsmen hoses whenever I accidentally run over then with a lawnmower or squash the ends accidentally running them over on the driveway with a car.