[PapaBear3625]

That's nonsense. The assumption that all black people don't pay their bills, and the resulting refusal to do business with any black people, is most certainly racism.

If a sufficiently high percentage of an identifiable group creates problems, it is sometimes more cost effective to not deal with that group, than to do the extra work to distinguish the good customers from the bad ones.

In a free market, the problem is self-correcting. If the discriminating company is correct, then they will prosper. If they incorrectly pass up too many good customers, then they will not prosper.

Regardless, it should be their right to decide who to do business with. Just like consumers have the right to arbitrarily decide who to buy from.

[Regal]

“If a sufficiently high percentage of an identifiable group creates problems, it is sometimes more cost effective to not deal with that group, than to do the extra work to distinguish the good customers from the bad ones.”
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The same sort of rationalization that Lois Lerner and the IRS gave for focusing on conservative non-profit organizations. It was BS then, and it’s BS now.