I thought that obamacare took care of the “pre-existing contisions” thingee.
We went with Assurant before Obamacare was conceived. Previously I said that we’d been with them at least 5 years, but it has been more like 8 years.
Their brokers found policies for all of our employees who needed them at rates ranging between 1/4 to 1/2 the price of our former United Heealthcare policy. We are a very small company, and other insurers could not offer us anything reasonable, especially if the worker was over 50.
We gave them all raises to cover their costs and cut them loose.