> Banks need to go down.
I agree, provisionally — banks should not get special treatment, for good or ill. Most ‘regulations’ [of banks] are legally unsound and ought to be repealed. (Most of the cited justification for regulation is actually covered under common law [e.g. fraud], and even normal criminal law [e.g. theft]).
Stripping them of their special protections would allow honest interactions; stripping the burdensome regulations would allow real market-forces to work on the banks.
> Are credit Unions exempt?
I don’t know.
I’m with Jerry Doyle -—> Banker Gangsters -—— the Fed included.