It will never happen, but that's a really interesting idea.
Now:
Student: I want to major in Swedish 17th Century Folk Art.
College Advisor: Sounds good. Sign here.
Under your plan:
Student: I want to major in Swedish 17th Century Folk Art.
College Advisor: Ah...no. That wouldn't be productive. Try again.
I have a similar idea regarding teachers pensions .... let the success of their school district pay their retirement