For most it is all about priorities and planning. If people would decide what they are spending before the month, then stuck to it like a contract, they would find more to save. I highly suggest “The Total Money Makeover,” by Dave Ramsey.
Of course, there are some exceptions to my generalization above, but many of those that think they are exceptions are really not....
MOST DEFINITELY~!!!
Dave's advice saw me through 6 months of unemployment comfortably several years ago.