My sister stayed in her house for 3+ years after not paying before being evicted. Her title was in the hands of 5 lenders before the last one evicted her. Some of the titles papers have her name spelled wrong. Not just printed but someone handwrote her name. The amount of the loan changed from $172,000 to $192,000 and it was plain as day that someone changed the 7 to a 9 by making a loop.
The lawyer she worked with said he could take this to court but stated that the cost would be greater then what she put in mortgage payments so she stopped paying and was able to stay in the house for 3+ years.
Wow. Sad. Thanks for the FReeper story/experience.