I assume that means >$ 5,000 in cash versus electronic transfers, bill pays, personal checks.
I personally have never withdrew and carried nearly that much cash in my life and would be very nervous doing so,
In fact I rarely use cash for anything, but I see its popular with Walmart customers.
Don’t forget when the uncle lost the critical payment in cash in ‘Its a Wonderful Life’
I've carried as much as $15K in cash without any problem. I also 'carry' so no-one is going to steal it from me. ;)
I pay most of my bills in cash, not that there are that many with a paid off house and no mortgage payment.
Different strokes for different folks, and circumstances.
There ain't no ONE right way.
/johnny