Has anyone here ever had an issue with identity theft??
Did you know that the Federal Government can fix ALL IDENTITY THEFT ISSUES overnight??
When my wife got her Green Card and SS number, she wanted to see if it was good, so she went into Macy’s and filled out an application for a Macys Card. When the lady came back she had a very puzzled look on her face and Promptly Denied the Application on the spot. My wife was rather surprised, so I ordered a copy of her credit report with the denial in my hand. When I received it, it turns out my Wife was a 47 yr old Mexican MAN living in Northern California, had a Job, owned a House, Car, credit cards.... All with Payments and PAID on Time, the guy actually had good credit. I didn’t know what to do and decided to do NOTHING about it. It was easy to prove it wasn’t her.
Well this was in February and Tax time was upon us, So when we filed our Joint Tax Return for the FIRST TIME EVER. The IRS and Homeland Security sent verification letters to determine the proper SS Number for my wife because a Return had already been filed with HER NEW NUMBER.
We sent in the Paperwork requested and 1 week later received notice from Homeland Security and the IRS that it had all been straightened out. They sent a copy of her credit report showing it was a brand new number and any other credit claim was invalid. She promptly went into Macys again and her credit was completely CLEAN and they gave her a Macys Card on the spot.
Within 1 week EVERY Credit Report and every instance of her SS number was GONE from HISTORY.
Why Do people PAY for Identity Theft Insurance???
The Feds can Fix it overnight if they wanted to.
Bottom line:
... if they wanted to.................