If I were a billionaire I would probably spend a few hundred thousand on things I always wanted and get a nice house on at least 160 acres in the mountains of Georgia or N.C. etc.
Next I would hire a good CPA to manage my money with instructions to make no risky investments.
Give each of my Grandchildren whatever it took to make them comfortable with something like a spendthrift trust, not that I really wouldn’t trust them, just would hate to see them blow it immediately.
I would get a high end Mercedes and a bunch of quality guns. Also a mint 1965 Plymouth Fury with a 426 Hemi.
We have a son-in-law - - ‘around the corner’ from us, who is a fee only certified financial planner.
I occasionally daydream of winning a fortune (if I even played the lotto) and having son-in-law manage all the dough.
I’ve told him already our childrens’ schools and top charities to give to first - for real!
If I won loads of money, the son-in-law would probably not be able to handle but a few others.