Same experience here. I needed x-rays a while ago and the bill was $240.00. But the accounts clerk said if I paid cash it would be $163.00 because it sames them tons of paperwork, they usually wait 6 months or more for the money and often it’s not as much as they bill for.
I experienced this abou 20 years ago. The Chiropractor wanted $250 for x-rays. When I said I had no insurance (it didn’t cover chiropractic), they charged me just $60 for the film.
When I had $5000 deductible, my daughter’s broken arm cost a grand total of $275 back about 22 years ago. I just visited her last year in Seattle and she said she tells her friends that story when they talk about Obamacare. And she is a LIBERAL. (but she’s not THAT stupid)