You’re a sucker if you are trusting the iCloud. Not only trusting it, but you are PAYING for it. Like the saying goes, “A sucker is born every minute.”
Mac products don’t freeze up and die. (very often) : )
I’ve done it already, as I said, restored an iPad completely to its prior state, and actually on two iPads. Now ... in addition to that, I’ve got about 6,000 pictures on the iPad, and I actually have them “triple-backed up” ... through Apple iCloud service (which worked perfectly two prior times) and then through Dropbox and also Shoebox. But I really haven’t needed to use the extra backups.
Oh ... one more thing on that ... it costs me LESS for the iCloud backup (which worked perfectly two prior times) compared to the price of Dropbox and Shoebox. But I have those other two anyway, even though I pay more than for Apple, just for the “triple-backup”. ... :-) ...