“a lot of Americans have no idea what insurance is about.”
In regards healthcare insurance, that’s absolutely true...and these guys took full advantage of that.
I call shenanigans. It’s comparable to care insurance, which, IMHO, 95% understand.
Does one use their car insurance for an oil change? Flat tire? Burnt out headlight? No. Simple. Easy. Understandable.
GOV’T, in ‘cohoots’ w/ biz/insurance companies/etc., have meddled in the process so deeply, for so long, it no longer resembles its original form. WHY isn’t it able to be sold across State lines? WHY does an employer get the tax benefits (when buying personally does not)?...Why? GOV’T