[DoodleDawg]

Alternative: Tort reform

Something like 26 states have tort reform limiting damages in medical malpractice cases. Can you provide any evidence that medical insurance premiums are less in any of those states compared to states without tort reform?

Alternative: Sever the relationship between your employer and your health care insurance. Make it like car insurance and homeowners/renters insurance.

My employer pays 90% of my healthcare premium costs. Remove that and my insurance costs go up my hundreds of dollars each month. Why should I be happy about that?

[cuban leaf]

My employer pays 90% of my healthcare premium costs. Remove that and my insurance costs go up my hundreds of dollars each month. Why should I be happy about that?

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I never claimed you would be happy. A welfare mom is not happy when the government tells her they are going to stop paying her $1500 a month but they’ve found her a $1500 a month job instead.

The problem we now face in this nation is that too many of the voters vote their wallet, rather than long term common sense.

Remove health insurance from the employer and, over time, the cost will “re-center”. That is, the cost will reflect the fact that the people using it are the people paying for it. You may find that instead of paying 10% of $1,000 a month ($100), you are paying all of $400 a month (the new “centered” price), but earning $300 a month more.

[cuban leaf]

Something like 26 states have tort reform limiting damages in medical malpractice cases.

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That is a very good start. And if those states use a free market to dictate the cost of malpractice insurance, it means it is cheaper in those states than in others, for obvious reasons. If they don’t, well, that’s another thing the government should butt out of.