Upon retiring in late Summer, I was faced with the choice of continuing with the Employer plan on my own (COBRA) or selecting a wonderful plan from the Marketplace, which we were told should be much more competitive. Not surprisingly, “Healthy-NY” plans with comparable features cost 10%+ MORE, plus involved new, higher deductibles (already paid under the current plan).
So if I’m going to pay through the nose each month, at least I know what I’ll get through the end of the year anyway. Starting in 2015 though, it will be a whole new ballgame…
I’m in a similar boat.