[SCalGal]

Thanks, SCalGal. Another reason to be happy I never signed up.

You're welcome. Personally, I'd rather deal with the IRS over the penalty.

[Fantasywriter]

‘Personally, I’d rather deal with the IRS over the penalty.’

I’m going to work hard at getting an exemption from that. I read a list somewhere of all the reasons you can use for an exemption. Should be possible somehow, with sufficient effort, to wriggle out of it, it seems to me.