Here in MT wife and I paid cash for everything and only did what was mandatory. Cost= about 30,000 a year in loan payments for surgeries, Diabetes, and just everyday living, everything else? All high dollar medicals expenses are being held off until we sell out and retire.
Now with the MT exchange my premiums are 800.00 month for both of us with a total out of pocket of 7500.00 in deductibles. We’re in the middle of one treatment I’ve held off for years that is 130,000.00. Next one is a 9000.00 surgery and to top it off I have about 200,000.00 that needs to be done to replace 3 neck discs plus one in the back.
Now I’m not stupid and I know all of this will come back to bite the “Yes we Can” generation” and everyone alive but I pay right at 52% of our income to the state right now and don’t want to be in a precarious health & financial situation when this whole mess shakes out.
Are you saying you lived on $30,000 a year or that was the cost of your medical?
With your Obamacare premium at $10k annually, you’re not getting a subsidy. Is that premium cost cheaper than you could get insurance for before?
Just wondering since we are planning an early retirement.