This is a demographic problem and would be happening now in any case.
80 million Americans have passed through their highest spending years and into retirement or low-pay jobs.
Americans buy their biggest house on average at age 46. they buy vacations homes at 52.
Around 80 million Americans are between the ages of 50 and 68. They are leaving their spending and producing years and entering the push to save for retirement. At least, those who still have jobs and make enough to save something are doing so. Many have lost their retirement accounts to the depression, which is not yet half over.
The next generation is smaller and can’t help much since boomers and those following didn’t have many children. Most college grads can’t afford any house let alone the McMansions the Boomers need to sell.
Prepare and adapt, like always. Crisis is opportunity and most fortunes are made during depressions.
Heh, like "Learn to Speak Spanish" lessons? You made a brilliant case for amnesty according to the left.