This is absolutely ridiculous!! How can anyone “know” what the weather will be? Even the weather people get it wrong more than right. As to “know” based on climate change, I hope the judge throws this out since the basic premise “man made climate change” is a hoax. If this goes through, how many other insurance companies will refuse to pay saying the insurer “should have known” and taken appropriate precautions?
I’m not a lawyer, but I think this is a smart move by the insurance company. Could be wrong. But, Farmers is looking at weather damage which normally would be considered an Act of God. “Climate change” redefines these as Acts of Man. That could change insurable risks the company has to pay and they are simply trying to find out their legal liability.
Again, I ain’t a lawyer.
Wait the judge cannot throw this out, its govt policy that you believe as they do.