SS could use a bailout. One-time payment that pays out everyone’s accounts immediately. You then have the option (come tax-time) on whether or not you have SS taken out of your paycheck. If you do, it goes in an account that only SS can touch. If not, you keep your own money, and can put it in your own 401k or whatever.
Or, just get rid of it entirely. I’d be happy with that as well.
Sounds magical. Now all they need to do is create the money.