“Bouncing checks or failing to pay bills is a different issue.”
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I worked many years for a public utility and the military were our favorite customers.
They were very couteous and always paid their bills.
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There is a reason most businesses near bases love doing business with military people. Because they pay their bills. Sure there are problems but they know they’ll get their money.
If I failed to pay my bills or even bounced a check I would face an letter of reprimand at least. One guy I served with had his father bounce a check on a joint account. He got an article 15.