Your version makes as much sense to me as Bitcoin. I wrote in another thread some time back that Bitcoin sounded a lot like Beanie Babies and Cabbage Patch Dolls and received a few posts letting me more I was not smart enough to understand Bitcoin. I agree with that assessment but would like to mention that I am smart enough to recognize a scam when I see one.
Well, there is a reason for bitcoin, or at least the idea of it, and that is the desire of people to get away from the GOVERNMENT having control over money. There was Egold and bitcoin and other cryptocurrencies. There may be a few more. The idea is having something that is “backed” by more than “the full faith and confidence of the US Government” which is also secure. They have the first part down, whether you are data mining prime numbers, using electronic warehouse receipts for gold or whatever. Egold (and now Bitcoin) have shown that the security part is also going to be troublesome.
Governments HATE this because people can move money quickly, and outside the control of the state, to an area they cannot confiscate. This is why bitcoin rocketed up to over $1,000 just after the seizure of funds by the Eurozone in Cyprus. Same thing with the currency controls now in place in Greece and Italy.
Look for howling screeches about “drug money” and “terrorism” from the usual state mouthpieces (and the idiots here who think themselves “patriots” in repeating the propaganda), but this is really about governments keeping wealth where they can tax and confiscate it, vs the desire of people to get it out of an environment where the government is committed to do that.