Why is that good?, versus a credit card delayed bill?
Because you have a wife and kids you cant say no too easily?
(my sister used to tell me that for her when she used debit card after she lost her credit)
I would feel insulted except for the fact you don't know my wife. She is of German background, and if that isn't explanation enough, she is a smart, careful shopper.
I married up a couple of brackets!
Kids are grown and gone.
I forgot to add the real reason we like the debit card, it slows us to operate on a cash basis without the hassle of cash.
We do have a couple of CC, which we use for online purchases. Those have been replaced a number of times in the past few years by the CC company as they were ‘stolen’ and used fraudulently.
We use them so seldom, I set it up to text me whenever they get used for $25 or more. The last two times they were stolen, it was me who called the CC company to let them know someone else was using my card numbers.