You are, of course, correct about Medicaid and its historical claim on assets. The difference is that there is a new push to get people into Medicaid based solely on income. The moral/ethical concern is whether or not the people signing up for Medicaid have been informed about this claim on their assets they are creating by having their care provided by Medicaid.
Can you imagine the outrage if an insurance company had a fine print provision that granted a lien on the policyholder’s assets. The federal government just writes such a claim in the statute with no disclosure required.
Suppose there is an elderly couple who are caring for a disabled child in their home. When the last spouse of the couple dies the federal government steps in and claims the home and kicks the child to the curb. Again, as long as people go into this arrangement with eyes wide open and fully informed they get what they bargained for. But how many will be informed and made to understand?
“The moral/ethical concern is whether or not the people signing up for Medicaid have been informed about this claim on their assets they are creating by having their care provided by Medicaid.”
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People should realize that it’s a “Let the buyer beware” world. They will accept Medicaid without question-—because it’s free.
It’s like the people who took out ARMs and were SHOCKED when their payments went up.
We are on our own——and have to do our own research.
If it’s too good to be true—————!
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