hmmm...Thanks for info.
Would it be the same if your wife (as primary policy holder) was over 65? You BOTH would be on your wife’s employer policy? IOW, Employees over 65 can be on employer policies.
That raises 2 other questions. When you turned 65, did you have to sign up for medicare or was that automatic through the employer policy?
Second question: I wonder if private insurers cannot sell an INDIVIDUAL policy to anyone over 65?
In VA medicaid people have to decide if they want their asset (home) or medicaid?
You do not have to sign up for Medicare when you turn 65 but there is a $ cost if you sign up later. Sign up is not automatic you must make that decision. If you have the money you can buy any individual policy you want. And last - Employees over 65 can be on their employer’s policy.
My wife works for Wal-Mart and she called their corporate insurance office and this is (above) the info they gave her. If she loses her insurance and I had not signed up for Medicare at 65, then I decided to sign up when we lost the insurance we have, then I have a time period(?) in which to sign up for Medicare without a $ increase in cost.