I don’t trust 0 so I would not suggest this plan. It could become a deadly mistake.
I don’t trust him either, but would a hospital turn you away if you’re having a heart attack?
Someone on here posted about an accident occurring three hours after medical insurance expired. Pretty risky stuff. And as far as purchasing after the event, there is always going to be a two week delay before coverage at the minimum and possibly much more if you miss open enrollment periods.