Posted on 06/28/2013 6:36:25 AM PDT by SeekAndFind
I know someone who works for H+R Block and she told me lots of her clients plan on dropping coverage and just paying the (small) fine, and that’s here in Maryland.
Its not political its practical unless you work for the government or a contractor for them like Booze Allen eic.
I thought you had no choice but to purchase health insurance. If you did not then you get the penality (tax). So why the push to encourage people to sign up, let the law run its course.
lets see... do I continue to pay $12,000 a year in family premiums, or $3,000 ‘fine’(tax)
hmmmm....
They wanted free health care because they thought it would be free as in speech.
They never intended to actually pay for it, and they aren't going to start now.
Because the penalty is a pittance in the early years. It's like the threat of getting a $2 ticket for speeding. The problem is that insurers have a maximum age differential they can legally charge which is a lot less than the actual differential cost, so the healthy young will be expected to pay much more than their expected medical costs. Unless they have a preexisting medical condition it makes sense for them to just pay the fine.
I am predicting right now, on June 28, 2013...if this effort looks to be going south, Obama is going to forgive their student loans in a last-ditch effort to put enough cash in their pockets to buy health policies.
This whole thing is going to fall flat on it’s face. The next line that will come out of the pols in Washington will be “we just need to let the government handle it.”
It remains to be seen whether people will buy that line, but I think that that is the medium-term plan.
Millennials use YouTube not MTV. That was my generation (X), my son is a millennial.
The “solution” offered will be to go back to the “public option”.
Of course no private sector insurer will be able to compete with what they offer, so they’ll all die off within a few years.
Why not. Through the unprecedented and catastrophic deficit he's making them pay for everything else.
The goal is to overwhelm the system, cause it to collapse, murder hundreds of millions in the name of keeping order, then live in a Walden paradise free of unnecessary peasants and their property rights.
One gigantic redistribution of wealth. Nothing more, nothing less.
I recently talked to a former student, 24, she graduated from American University in DC a year ago. Has a degree in International Relations, and over a hundred thousand in debt. Voted for Obama twice. Has two part time jobs, lives with her parents.
She looks like she just got hit by a truck. “Is this how you thought it would be”...I asked...”no” she said...”I thought Obama would create jobs for everybody like me”.
Live and learn.
Let's play that out. Loans are forgiven but current and imminent college students cry "but what about us!? We have/will have loans too, they're just not due yet!" So the government is faced with a choice: make college tuition a new entitlement OR tell these students "tough luck, you missed the freebie". Which do you think Obama would choose? I say "entitlement".
Fast forward a few years. Fueled by free government money college tuition has skyrocketed even more than the previous ridiculous levels (which had been fueled by plentiful government but not free government money. Enrollments are up since it's free now but poor and minority students who went to inner city schools and thus can't read cursive and are otherwise totally unprepared for college are not getting accepted into schools. In essence they are barred from accessing this government benefit. Out of control costs and unequal access to a government program, the government decides it must act. The government of course doesn't care about costs so it focuses on equal access.
So it creates three new regulations. Failure to adhere to these rules will result in the government barring the school from participation in government assistance programs in any way (i.e. no students with government assistance)
All public universities will accept these restrictions so the money continues to flow. A handful of the prestigious private schools (Yale, Harvard, Stanford, etc) will say "no thanks", will maintain high admission standards and challenging curriculum but only the super rich will be able to attend. The elite will go there, everyone else will have essentially four more years of high school. Over time the NEA will lobby for and get new rules regulating the number of students per teacher, lowering the rigor of the core curriculum, establishment of tenure for these teachers, removal of objective grades in favor of subjective assessments of outcomes. The result of this will be that the cost per student of a college education in the USA will be tens of times more expensive than anywhere else in the world yet within 20 years it will be common for college graduates to be functionally illiterate.
And the leftist destruction of the education system in America will finally be complete.
Even if the millenials get the 0-care exchange insurance, they will still need to find a doctor and pay co-pays and deductibles for care. For occasional routine care, self pay would probably be cheaper. Furthermore, in the event of catastrophic occurrence, most young people would be better off declaring bankruptcy, if needed, and going on Medicaid. After all, these people are normally underwater or with few asserts at this stage.
The best thing conservatives could do now is to educate millenials on the personal financial consequences of 0-care. Even the commited Lefties and low info voters will get this. The 0-care supporters are counting on branding to sell this crap. That might work with a tangible product, but it will be hard for them to convince cash strapped young people to part with their money for a concept.
RE: , she graduated from American University in DC a year ago. Has a degree in International Relations
Why not apply to be a diplomat? That’s what she’s trained for.
One caveat, she has to move to DC. But then why not? That’s one of the booming areas in America.
I made a mistake. On second thought -— SHE *IS* FAMILIAR WITH DC. American University is right smack in that city.
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