Physical still commands a pretty good premium over spot.
I agree about the buying opportunity.
The smart saver puts some savings in on a regular basis, and doesn’t mind if the price goes up or down.
Nice price if you can swing 20 oz at a time, most I know are buying by the ounce when they can afford it, or buying silver at 5-10 oz at a time. At that level, the premiums are alive and well. Thanks for that link.